Perfect Insurance Solutions

• In today’s unpredictable world, safeguarding your family’s future is more important than ever. HDFC Life brings you HDFC Life Click 2 Protect Supreme, a thoughtfully designed term plan tailored to your needs, ensuring you and your loved ones remain protected against life’s uncertainties.

• A 100% claim assurance1 , ensuring complete transparency, reliability, and hassle-free claim resolution for your peace of mind.
• Get back all premiums paid on survival till maturity with Return of Premium option
• Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
• Option to receive Death Benefit in Instalments

Term insurance 

Safeguards the future financial stability of your family in the event of your death. Term insurance is a pure protection plan. In addition, compared to other life insurance products, term insurance has cheaper premiums. If you purchase large covers early in life, the premiums are also more reasonable. You can opt to get all your premiums back after the term of the policy in case you survive through term insurance with return of premium. 
If you want to get critical illness insurance then you can choose avail the critical illness rider along with your base term insurance.

Guaranteed return savings plan.

Life becomes more meaningful with the achievement of personal milestones which you have planned for. But these milestones are often accompanied by added responsibilities, expenses and the burden of any uncertainty happening. 

We do our best to ensure that the financial security is achieved through meticulous planning for key life stages such as marriage, parenthood, retirement, etc. 

Life Insurance plan can help you achieve such goals whilst safeguarding the family’s future against the unforeseen events. While there are many opportunities that come with respective benefits, the assurance and convenience that a life insurance plan with guaranteed benefit offers is irreplaceable. 

We at HDFC Life bring to you “HDFC Life Sanchay Plus”, a plan that offers guaranteed returns for you and your family. Key Features Of HDFC Life Sanchay Plus

 Guaranteed benefits – Rest assured of the returns 

Tax benefits – You may be eligible for tax benefits as per prevailing tax laws

Flexibility – Guaranteed benefits as a lump sum or as regular income 

Life Long Income option – Guaranteed income till age 99 years 

Long Term Income option – Guaranteed Income for a fixed term of 25 to 30 years 

Optional Riders – Enhance your protection coverage with rider options on payment of additional premium

• Select your plan based on single (Future Ready) or Joint (Future Secure) life coverage option to Lock-in1 your income rates with Variant 2 – With Guaranteed3 Income variant
• In Joint Life option get waiver of future premium2 on first death of Primary Life + 105% of the total Premium(s) paid immediately + Future benefits continue to secondary life and Nominee shall receive Death Benefit
• Option to maximize your death benefits with higher Guaranteed Rate of Return 
• Partial Withdrawals4 and policy loans available to provide liquidity

• Investment/Ulip plan.

• A Unit Linked Non-Participating Individual Life Insurance Savings Plan
• A plan that provides a protection cover and caters to your need of  long term wealth creation.

• Is a unique Life Insurance cum savings plan whichprovides financial protection to your family in your absence. It also gives you survivaland/or maturity benefit to fulfill your family’s growing needs and ensures that they enjoya happy life at all times. 

• Benificial for children.
• A Non Linked,Non participating,individual, savings life insurance plan.
• Comes with early income option.

• Is suitable for those looking for guaranteed returns and want payment commitment for few years only
• Life Insurance Cover for the full Policy Term while you pay for limited years
• Potential upside of returns through bonuses (if declared) Guaranteed1 Sum Assured on Maturity

• An Individual Non Linked, Participating, Savings Life Insurance Plan 
• As you grow in life, your dreams and aspirations grow as well - finding your dream home, making sure your child gets a good education, or a perfect retirement. We understand the significance of these milestones. 
• Life Insurance plan can help you achieve such goals whilst safeguarding the family’s future against the unforeseen events. 
• That’s why we’re introducing HDFC Life Click 2 Achieve Par Advantage - designed to enable dreams and goals for everyone. 
• At HDFC Life, we believe in granting you the autonomy to shape your financial future in alignment with your unique aspirations and needs. HDFC Life Click 2 Achieve Par Advantage is meticulously designed to offer versatility, presenting you with a spectrum of options to safeguard your loved ones’ futures and attain your financial objectives

• HDFC Life Click 2 Invest - ULIP” is a Unit Linked Plan that offers you market linked returnsalong with valuable fi nancial protection for your family. Along with fi nancial protectionthis plan also offers you a range of investment funds. 
• You can choose from among 15fund options to invest your money in

• Key Features Of HDFC Life Sampoorn Nivesh Plus
• Flexibility to choose your investment term from 10 to 35 years for Single Pay, and (85 minusAge at Entry) for Limited/ Regular Pay for Fixed Term, subject to Maximum Age at Maturityfor the chosen Death Benefit Option and investment term up to (99-Age at Entry) for Wholeof Life Option
• Customize your premium payment options – Single, Limited or Regular
• Choice of 5 Benefit Options to suit your financial requirements
• Option of Accidental Death Benefit with Classic Benefit (Extra Life Option)
• Loyalty additions to enhance your fund value after 10 years
• Reduced premium allocation charge on investing higher premium amount2
• Choose from a range of 9 fund options. This plan is available with limited underwritingnorms with a Short Medical Questionnaire (SMQ) if the conditions are met. Otherwise, theplan will be offered through full underwriting.

• A Non-Linked, Non Participating, Individual, Pure Risk Premium / Savings Life Insurance Plan.
• Provides financial protection to your family.get back all Premium(s) paid with Smart Exit Benefit*.
• Get back all Premium(s) paid on survival till maturity with Return of Premium$ option.
• Accelerated instant Death Benefit of INR 5 Lakhs with Immediate Payout on Claim Intimation#.
• Option to defer premiums by up to 12 months with Premium Break Benefits

• Annuity plan.
• A non linked non-participating pension plan to help you build your retirement fund
• Guaranteed Additions of 3% of Sum Assured on vesting that get accrued for each completed Policy Year.Flexibility to choose Premium Paying Term between Single and Limited Pay (5 to 12 years)
• A Lump Sum Vesting Addition payable at vesting,Guaranteed Death Benefit equal to total Premium(s) paid to date accumulated at 6% per annum

• Guaranteed* Annuity Income for whole of life by paying Premium(s) for a Single or Limited payment term
• One plan catering to both Single and Joint Life
• Single plan offering both Immediate Annuity and Deferred Annuity
• Flexible payout options to receive your Annuity amount – Monthly, Quarterly, Half-yearly or Yearly   
• 4 annuity options to choose from:

• Flexibility to choose your investment horizon from 5 to 45 years
• Pay your premium at one go or over a period of time as per your convenience
• Receive Bonus declared by the company with an Assurance of 4% Returns on Vesting Tax Benefits as per Income Tax Laws3

• This plan is suitable, if you want to ensure regular income and lead an independent life without compromising the standard of living after you retire
• Life insurance cover to the extent of 105% of total Premium(s) paid including top-up premium to build a retirement corpus
• Flexibility to alter vesting date and premium payment term loyalty additions

HDFC Critical Illness Insurance provides financial security by offering a lump-sum payout on the diagnosis of specified critical illnesses such as cancer, heart attack, stroke, kidney failure, and other serious conditions, as per policy terms. The benefit amount can be used freely for medical treatment, recovery, household expenses, or income replacement, without any restrictions. Available as a rider with HDFC Life term insurance or as a critical illness benefit option, this plan complements regular health insurance by protecting your savings during major health emergencies. Premiums are affordable, coverage is flexible, and tax benefits may be available under applicable sections of the Income Tax Act, making it an essential part of a well-planned financial protection strategy.

• Benificial for children. A Non Linked, Non participating,individual, savings life insurance plan. Comes with early income option.

• A Unit Linked Insurance Plan (ULIP) is a special type of life insurance that combines protection with investment. With a ULIP, you get life coverage and the chance to invest in market-linked options,

• Which can potentially grow your money over time. It also offers tax benefits and the flexibility to switch between different investment funds.

• Life insurance quotes help you figure out how much coverage you need and how to split your money between insurance and investments.

Savings Participating insurance plan

HDFC Life Sanchay Par Advantage is a participating life insurance plan that provides an option to avail cover for whole of life (till the age 100 years). The plan provides a holistic solution for you to generate a regular income and to build a corpus to achieve the planned goals and secure your loved one’s future, without any compromises. 

Live cover with protection upto as hi
gh as age 100 years Choose b
etween Immediate Income or Deferred Income options as per your needs Flexibility to accrue the survival benefit payouts

Term plan with high protection and option of return of premium at maturity or 25 years whichever is early.